V Code Labs Academy chápeme dôležitosť prístupného vzdelávania.
Naše možnosti financovania eliminujú finančné prekážky, čo vám umožní rozvíjať svoju technickú kariéru a sústrediť sa výlučne na vaše vzdelanie a kariérny postup bez obáv z nákladov.
Preskúmajte možnosti financovania
Začnite tu: vyberte si krajinu
Germany: start here, all nine routes ranked
One page that puts every German route in order of how reliably it pays, from the Bildungsgutschein that can cover the whole fee down to the regional vouchers that are really discounts, plus what to stop googling.
Austria: three routes that pay for three different things
The AMS can cover the fee, the tax deduction lowers what it finally costs you, and the allowance that replaced Bildungskarenz pays you rather than the invoice. Which applies, how they combine, and what to stop searching for.
Switzerland: two levers you already hold
What works is your own tax return and your own employer, in that order, plus seven schemes you can cross off.
UK: start with the free option, then the four routes ranked
If you are in England and eligible for a Skills Bootcamp, take it: it is free and this page says so first. For everyone the scheme leaves out, the UK routes are ranked by who actually pays, plus what to stop searching for.
Ireland: check the free accredited option before you pay anyone
Springboard+ funds tech courses at Levels 6 to 9, free if you are unemployed. It is a different product from a bootcamp rather than a cheaper one, so the question is which you need. Then the three routes that reach a course you choose.
US: federal law gives you a tax rule, not a programme
Section 127 lets your employer pay up to $5,250 a year tax-free, with no accreditation test anywhere in it. Every other federal route runs off a list. Plus state benefits during training, and the big names you can stop searching.
Korea: your employer's budget is the route that reaches a course you choose
A Korean company can commission training for its own business needs, pay us directly and book it as 교육훈련비, with no accreditation test in that rule. Plus the 사내근로복지기금, how the tax falls on your side, and what you can stop searching for.
Spain: start here, five routes ranked
One page that puts the Spanish routes in order of who actually pays: your employer, the autonomo deduction, keeping your unemployment benefit while you study, the Madrid cheque, and borrowing last. Plus what to stop searching for.
Finland: which route applies depends on your job, and the clock
Aikuiskoulutustuki is gone, so what is left runs through your employer or your redundancy. The three routes ranked, plus the 60-day deadline that two of them are lost by missing rather than by being refused.
Sweden: the money and the time are two different laws
The benefit paying 80% of your salary is scoped to Swedish education, while the study-leave right covers a course with us and pays nothing. What works instead, and the one workplace fact that decides the tax.
Canada: start with your province
Employer training funding in Canada is provincial, so the first question is which province you work in. Alberta, Nova Scotia and Manitoba each have a programme we have assessed, and they work very differently from one another.
Australia: three tax routes, and all of them run through your work
The self-education deduction at D4, employer-paid or salary-sacrificed study under the otherwise-deductible rule, and the FBT retraining exemption after a redundancy. Which one applies turns on how closely the course connects to the work you do now.
New Zealand: one tax route, an employer, and what the student system does not reach
The deduction against your own business income if you contract, an employer funding training as a business expense, and one Fees Free rule worth checking before you enrol anywhere.
Belgium: one route works anywhere, the rest depend on three things
The federal tax deduction works in all three regions and needs nobody's agreement. After that it depends on your region, your joint committee and your employment status, and none of the three tells you the other two.
Luxembourg: four routes, and they exclude each other
There is an employer refund, a deduction limited to upskilling, jobseeker aid and paid training days, and the paid days are refused for a course another scheme has funded. So you choose, before you enrol.
Italy: start with who you are
The State supports the person with income, time and tax, and every scheme that pays a training bill is regional and buys from its own catalogue. Four routes sorted by your situation, plus the big ones you can stop searching for.
Norway: one date decides the tax rule
An employer can fund the training tax-free, and the condition reverses on the day the job starts ending: competence for this employer while you stay, for your next one once you are leaving.
France: the tax deduction and income replacement combine
CPF, AIF, Transitions Pro and your OPCO all sit behind the same French register, so checking them in turn is checking one lock four times.
Funguje takmer v každej krajine
Employer-funded training
Most companies already hold a training budget: here is the business case in your manager's language, plus the quote and invoice your finance team will ask for.
Nemecko
Bildungsgutschein
The Bildungsgutschein (education voucher) is issued by the employment agency or job centre and enables participation in subsidised further education or retraining. It covers the costs for the courses and, if applicable, for examinations, travel costs and necessary learning materials.
Qualifizierungschancengesetz
This law offers employees the opportunity to undertake further training during their working life. The funding includes both the assumption of further training costs and allowances on wages during further training. The Federal Employment Agency is responsible for the implementation.
Werbungskosten: deduct your bootcamp from your taxes
With no voucher and no employer budget, job-related further training stays deductible in Germany without an upper limit. Roughly 14% to 45% of what you spend comes back through your tax return.
Employer-funded training (tax-free in Germany)
Under §3 Nr. 19 EStG your employer can pay your whole course tax-free for you and deduct it as a business expense: no application, no accreditation test.
Bildungsscheck NRW
Living in North Rhine-Westphalia on up to €50,000 taxable income? Claim 50% of the course fee, capped at €500. Apply online before you book.
QualiScheck Rhineland-Palatinate
Work or live in Rhineland-Palatinate? 60% of course and exam fees up to €1,500 a year, with no income cap. Not open to the self-employed or civil servants.
Bundeswehr: fund your bootcamp with the BFD
Leaving the armed forces? Your Berufsförderungsdienst entitlement (roughly €5,000 to €21,000+ depending on years served) can cover a full tech bootcamp, subject to your adviser's approval.
Brandenburg: Bildungsscheck pays 60% of your course
Work or live in Brandenburg? The 2026 directive covers 60% of course fees with no upper cap. What the ILB needs from you, and the one question to ask them before you enrol.
Schleswig-Holstein: Weiterbildungsbonus, with your employer
60% up to EUR 5,000, but only through an SH-based employer who co-funds 40%. How to tell in thirty seconds whether this route is open to you.
Qualifizierungsgeld
The Qualifizierungsgeld supports employees who participate in further training or qualification measures. It provides financial assistance to cover training costs and helps maintain income levels during the period of qualification, promoting workforce skill development and employability.
WeGebAU
The WebGebAU (Weiterbildung Geringqualifizierter und beschäftigter älterer Arbeitnehmer in Unternehmen) programme supports the further training of low-skilled and older employees in small and medium-sized enterprises (SMEs). The costs are partially or fully covered by the Federal Employment Agency.
KOMPASS program
The ESF Plus programme KOMPASS (Compact help for solo self-employed persons) provides financial support for specially chosen measures of ongoing education and training. The goal of the program is encouragement of entrepreneurship, sustainable and high-quality work, and change adaptation.
Short-time work (Kurzarbeit) and qualification
If during periods of short-time working companies provide their employees with further training - the Federal Employment Agency will support the company with financial assistance under certain conditions.
Funding programs of the federal states
In addition to state funding for your further training, advanced training or retraining, depending on the federal state, there are numerous funding programmes for in-company training and you can apply for specific further training cheques or bonuses in the individual federal states.
Rakúsko a Švajčiarsko
AMS course cost funding (Austria)
In Austria the AMS can cover up to 100% of the course fee plus a living-cost allowance while you train, as long as your advisor approves the course before you enrol.
Austria: deduct your retraining from your taxes
Austrian taxpayers can write off course fees as Werbungskosten through the Arbeitnehmerveranlagung and get 20% to 55% back, foreign online courses included.
Switzerland: deduct your course fees
Job-oriented further training is deductible from taxable income (federal cap around CHF 12,000–13,000 a year); cantonal rules vary, and any provider counts.
Switzerland: get your employer to fund it
Swiss firms can fund training from any provider worldwide, tax-free to you. Here is the business case, the Weiterbildungsvereinbarung, and what a repayment clause normally looks like.
Switzerland: the education loan that asks nothing about your school
EDUCA SWISS lends from CHF 5,000 at around 1.5% with no condition at all on the school, and it is taking applications again. What it costs, who it is open to, and why the dossier takes six to ten weeks to build.
Austria: Bildungskarenz is gone, here is the successor
Weiterbildungszeit pays EUR 40.40 to 67.94 a day while you study, and needs no provider accreditation. It replaces your income, not the course fee, and your employer has to agree to the leave.
Spojené kráľovstvo a Írsko
UK: get your employer to pay
Work-related training paid by your employer is tax-free for you and deductible for them, with no approved-provider list, unlike Skills Bootcamps or the Lifelong Learning Entitlement.
Ireland: employer-paid course fees, tax-free
Revenue treats employer-paid fees for role-relevant training as exempt from benefit-in-kind, with no approved-college requirement: the cleanest Irish route to a funded bootcamp.
Ireland: credit union and bank education loans
Ireland has no state student loan, but credit unions lend for any course at around 7.6% APR with no accreditation gate. Worth pricing against our interest-free instalments first.
Ireland: keep your jobseeker's payment while you retrain part-time
The Part-Time Education Option names distance education in its own rules and says nothing about the provider, so it protects your weekly payment while you study. The Training Support Grant can add up to EUR 1,000. Both turn on staying available for work.
UK: pay monthly, or borrow at a fixed rate
There is no public bootcamp funding in the UK. Interest-free instalments up to 60 payments, the upfront discount, employer funding, and what to check before taking a training loan.
England: Skills Bootcamps are free, and worth taking
If you are 19 or over, live in England and can get a place in your subject, take it. We are not a contracted provider. Here is how to find one, and what to do if the scheme does not reach you.
Scotland: ITA funding is closed, here is what is left
Individual Training Accounts were axed in the 2024/25 Scottish budget and nothing replaced them. Why your searches keep hitting a 404, and the routes that still work from Scotland.
Francúzsko
France: deduct your tuition as frais réels
Opt for frais réels instead of the 10% standard allowance and recover 11% to 45% of what you paid. No Qualiopi needed, because this is a tax deduction rather than a funding scheme.
France: retrain on unemployment benefit after resigning
The démission-reconversion route lets you quit to retrain and still draw ARE for around two years. It covers living costs, not tuition, and the commission judges your project, not your school.
France: how the CPF catalogue works, and what pays for a bootcamp
CPF credit is spendable on courses carrying an RNCP or RS listing from a Qualiopi-certified provider, which is what the catalogue is built around. The routes that do pay for a course with us: real training costs against your tax, resignation-retraining, and employer funding.
France: how AIF works, and what funds a bootcamp
France Travail's individual training aid is a discretionary grant scoped to the providers in its Kairos catalogue. This page explains who it suits, then the routes that fund a course with us if you are out of work: deducting real training costs, resignation-retraining, and employer funding once you are hired.
Belgicko, Holandsko a Luxembursko
Belgium: deduct your course fee as an actual professional expense
If the training deepens the work you already do, roughly 40% to 53.5% of the fee comes back through your tax return, with no approved-provider list and foreign invoices accepted. Freelancers gain most, because it also lowers the base for their social contributions.
Belgium: five paid training days a year, by law
The Labour Deal gives you time rather than a budget: five paid days a year from twenty staff, one from ten, accumulating over five years. No scheme approves your provider, which is why it works where several public routes do not.
Netherlands: employer-paid training, tax-free
The gerichte vrijstelling in the werkkostenregeling lets a Dutch employer cover 100% of your course tax-free, career switches included, with no provider accreditation required.
Belgium (Flanders): keep your benefit while you retrain full time
VDAB can release you from job-search obligations for a training it does not organise or recognise, including a course you pay for yourself. No provider approval needed. It protects your income, not the fee.
Belgium: claim up to EUR 375 back under PC 200
Employed under Joint Committee 200? The Cevora/Cefora training premium refunds up to EUR 375 on a self-paid course. Our live online classes qualify; self-paced e-learning does not.
Luxembourg: the State refunds your employer 15%
Luxembourg companies get 15% of their annual training investment back from the State, and external and e-learning provider invoices explicitly count. No provider accreditation required.
Luxembourg: paid time to study, not paid tuition
Individual training leave gives you up to 20 paid days every two years and 80 across a career, and cross-border commuters qualify with no residence condition. It replaces income while you study: the course fee stays with you, and it does not combine with the employer cofinancement.
Luxembourg: deduct the course, if it deepens the job you hold
No ceiling above the automatic EUR 540, no condition on the provider, and up to 42% back at the top rate. Learning a new profession is not deductible here, which is the opposite of the German rule most frontaliers arrive with.
Luxembourg: unfit for your old job? Retraining can be fully covered
In external redeployment the employment fund can bear 100% of a course you propose yourself, with no approved-provider list. Every file is decided individually by the Minister of Labour, so start with your ADEM adviser.
Netherlands: turn your severance into a career change
Dismissed? Your transitievergoeding, up to EUR 102,000 in 2026, is meant for exactly this, and it reaches the school untaxed if the offset is agreed in writing before you sign.
Brussels: Prime Formation for SMEs and directors
Brussels companies and self-employed directors can recover 40 to 80% of the course, up to about EUR 4,000. No provider accreditation needed, but you must apply before you start.
Netherlands: the STAP budget is gone, here is what replaced it
STAP ended on 1 January 2024 and no individual scheme replaced it. The routes that do work in 2026: the employer training budget under the WKR, your transitievergoeding, and a payment plan.
Severské krajiny
Sweden: employer-paid training, tax-free when it fits
Swedish employers can pay for your course, and it is a tax-free benefit when it relates to your work or forms part of a redundancy package. An unrelated career switch is taxable, and we say so.
Denmark: pay for your bootcamp from pre-tax salary
Ligningslovens § 31 makes employer-paid education tax-free, and Danish law does not require it to relate to your current job. A bruttolonsordning cuts the real cost by roughly 35% to 52%.
Finland: your employer can cover the whole fee, tax-free
TVL 69 b makes employer-paid training tax-free with no euro cap and no accreditation requirement. The catch is honest: it must serve the employer, so it is a reskilling route, not a fund-my-exit one.
Norway: employer-paid education, tax-free for you
Skatteloven § 5-15 makes it tax-free and fully deductible for the company, with no cap on teaching costs, as long as the skills are useful in your current or future job there.
Norway: write retraining into your severance package
Being laid off? Up to about NOK 204,800 of retraining can go into the sluttavtale tax-free, more than a full bootcamp. It has to be agreed in writing before you sign, and a cash lump sum instead is taxable salary.
Norway: keep your dagpenger while you retrain
Your benefit covers living costs while you study, at 62.4% of your previous income. It never pays tuition, the age limit is 25 for courses, and the application has to be in before the course starts.
Norway: your union fund has money members never ask for
LO's education fund pays up to NOK 13,500 a school year and Fagforbundet's up to NOK 15,000, reimbursed against your documented costs. Neither sets any condition on who runs the course.
Norway: 2,000 foundations, and no approval to pass
Private legater hand out education grants of typically NOK 5,000 to 30,000, and almost none of them ask about the school. It is the one route that needs neither an employer nor a caseworker.
Sweden: take study leave and keep your job
Swedish law gives you the right to take leave to study, including an online bootcamp abroad, with your job protected. The leave is unpaid, so here is how to pay for the course.
Finland: made redundant? Your employer must fund retraining
Finnish law obliges employers with 30 or more staff to pay for employment-promoting training after five years of service. You can ask for that budget to be spent on a Code Labs Academy course.
Finland, dismissed at 55 or over: start with the cash
Extended change security has two halves. Muutosturvaraha is one month's pay in cash with no strings, so it can pay for a course. The training half is procured by your employment area, and the cap is absolute.
Finland: aikuiskoulutustuki is gone, here is what is left
The adult education allowance was abolished and the last window closed on 31 March 2026. No individual benefit replaced it. The dates, so you can be certain, and the Finnish routes that still work.
Sweden: CSN pays 80% of your salary to retrain, on Swedish courses
Omställningsstudiestöd is one of the best retraining benefits in Europe, and it does not cover a course from us. The 2026 conditions, how to use it well, and what protects your job if you study with us instead.
Španielsko a Portugalsko
Spain: employer-paid training is tax-free for you
Art. 42.2 LIRPF keeps job-related training out of remuneración en especie, with no cap and no accreditation. The exemption is conditional on the training relating to your role, and we say where the line sits.
Spain: autónomos deduct the whole fee, no cap
In estimación directa your bootcamp is a 100% deductible business expense, worth roughly 19% to 47% back. Not available under módulos, and Hacienda can ask you to prove the link to your activity.
Spain: keep your paro while you retrain full-time
You can study full-time and keep drawing unemployment benefit. It pays your living costs and never the tuition, and you still have to stay available for work and accept assigned training.
Portugal: pay for your course with training credit
Portugal has no public scheme that reaches us, so this is borrowing. Our interest-free instalments cost less than any loan, and here is how to compare bank offers if you still need one.
Madrid: up to EUR 3,000 towards a course you choose
Under 30, unemployed and living in Madrid? The Cheque Formacion can reimburse up to EUR 3,000, and its rules admit EU providers and online delivery in writing. The decision rests with your oficina de empleo.
Spain: study loans, and the cheaper option to price first
A study loan is made to you and not to your school, so no Spanish bank has to approve where you study. What the banks actually offer, the questions to ask before you sign, and why our interest-free instalments usually come out cheaper.
Taliansko a Malta
Italy: partita IVA deducts up to EUR 10,000 a year
Art. 54-septies TUIR makes training fully deductible up to EUR 10,000, foreign and online courses expressly included. Excluded under the regime forfettario, and inerenza to your current activity is what gets tested.
Italy: study on NASpI, which funds the months and not the fee
Up to around EUR 1,560 a month for up to 24 months while you retrain, paid to you rather than to a school, so no catalogue and no accreditation. It never covers tuition, and it lasts only while you stay available for work.
Italy: up to 11 months off to retrain, job protected
The paid 150-ore permits are usually reserved by collective agreement for school and university qualifications. The unpaid congedo formativo is not: it asks nothing about who runs the course, and it keeps your job and seniority.
Malta: Jobsplus funds live online training by a foreign provider
Investing in Skills pays a set unit cost per trainee per hour rather than a share of the invoice, so realistically it is about EUR 780 per employee. The rules name non-local providers explicitly. Training has to finish by 30 June 2027.
South Tyrol: Bolzano funds courses held abroad and online
Live in the province and work for a private employer there, or are registered unemployed? Apply before the course starts and before you pay anything, or the claim is lost.
Stredná a juhovýchodná Európa
Greece: take 30% of the fee off your taxable income
Pay by card or bank transfer and 30% of education spending comes off your taxable income, up to a EUR 5,000 deduction a year. The relief follows your payment, not the school's registration, plus the LAEK employer route.
Croatia: your employer gets the cost back twice
A Croatian employer can deduct your course in full and then cut its profit-tax base again under the state-aid education law, by up to 70 to 80% for an SME. Courses abroad are expressly eligible.
Romania: fully deductible, and untaxed for you
Employer-paid training is deductible with no cap under art. 25 of the Fiscal Code and is not taxed as salary under art. 76(4)(p). One question decides it: whether your employer pays profit tax or the 1% microenterprise tax on revenue.
Bulgaria: deductible, but only with the right agreement
A Bulgarian employer can treat your course as a tax-recognised business expense at 10% corporate tax, provided a training agreement under art. 234 of the Kodeks na truda is signed before the invoice is paid. Those agreements usually ask you to stay for an agreed period.
Slovenia: deductible for them, not a benefit in kind for you
An employer can deduct your course against 22% corporate tax, and it is not taxed as a fringe benefit provided the business connection is documented. The default is taxable, and the paperwork is what moves it. Pay it yourself and there is no relief at all.
Poland: one register now closes four doors, and two routes stay outside it
Since 1 January 2026 the vouchers, KFS, labour-office funding and PFRON all run through a single BUR entry. What sits outside it: the business-expense deduction for sole traders at 12%, 19% or 32%, and your employer under a training agreement.
Lithuania: up to EUR 4,500 per employee, and your employer applies
The Competence Voucher reimburses a Lithuanian employer 70 to 80% of a staff member's training cost, and its provider list was opened beyond formal accredited institutions. Whether a given programme is listed for the current call is the question to put to ILTE first.
Czech Republic: your employer picks the provider, and there is no accreditation gate
OPZ+ company training co-finances an employer who trains staff, and for training bought on the open market the provider needs no MŠMT accreditation. Check the current call's rules before budgeting around it.
Latvia: the tax return is the route that reaches a provider abroad
Eligible education expenses cover institutions in any EU or EEA state, which is the one Latvian mechanism that reaches a course taught from outside the country. It is 25.5% back within a EUR 600 annual cap, carried forward for three years, and the Labour Law adds study leave alongside it.
Severná Amerika
Section 127 educational assistance (United States)
US employers can put up to $5,250 a year toward your tuition entirely tax-free, and the law places no accreditation requirement on the school.
Alberta: online training counts as taking place in Alberta
The Canada-Alberta Productivity Grant reimburses an employer 50% of your course up to $5,000, or 75% up to $10,000 if you are a new hire who has been out of work 30 days or more. The guidelines set no rule about where the provider is.
Nova Scotia: online learning is an accepted method
WIPSI funds up to 75% of eligible costs and sets no rule about where the trainer is based. It runs on two application windows a year and the department scores the proposals, so the work is planning backwards from the next window.
Manitoba: the Job Grant is gone, BUMP replaced it
The Building Up Manitoba Program covers 50% of eligible training cost, up to $10,000 per participant, for employers under 500 staff. Its provider criteria turn on what kind of organisation the trainer is, not where it sits, and intake is continuous.
US: getting your employer to pay, beyond Section 127
Many US employers can pay us directly as an ordinary vendor. The real gate is their own policy, so this page tells you which words to look for before you get your hopes up.
Ázia a Tichomorie
Japan: your employer's own 自己啓発支援 budget
No regulator, no designated-course list, no nationality test. But a CLA course cannot be topped up with 人材開発支援助成金, so the 稟議 has to stand on its own. Japanese proposal pack included.
Korea: employer or 사내근로복지기금 sponsorship
Payments from a 사내근로복지기금 are excluded from 근로소득 outright and no Korean accreditation is needed. There is no state refund either, so the case is made on what a domestic course cannot offer.
Korea: your employer deducts the fee, with no accreditation test
A Korean employer can book a Code Labs Academy course as 교육훈련비 and deduct it, and no provider accreditation enters that rule. Your own side turns on 업무관련성, so the page shows exactly what makes that test pass and what to put in writing.
Singapore: a personal loan, not an education loan
Education loans and SkillsFuture are both built around approved-institution lists, so the product that fits a course with us is the plain unsecured personal loan, where the cash is credited to you. It is borrowing, so compare the EIR rather than the flat rate, and price our interest-free instalments first.
Ako začať
Využite túto príležitosť na rozvoj svojich zručností a zabezpečenie svojej budúcnosti v technike. Požiadajte o naše financované bootcampy ešte dnes a urobte prvý krok smerom k odmeňovanej kariére a kariére s vysokým dopytom.
Náš tím je tu, aby vás sprevádzal procesom podávania žiadostí a zabezpečil, aby ste čo najviac využili túto neuveriteľnú príležitosť.
Či už potrebujete pomoc so svojou žiadosťou, máte otázky týkajúce sa financovania alebo vyžaduje kariérny koučing, náš špecializovaný tím je tu, aby vás podporil na každom kroku.
1. Preskúmajte financované programy
Dozviete sa viac o rôznych možnostiach financovania dostupných pre technické bootcampy.
2. Požiadať o financovanie
Zistite, ako sa kvalifikovať a požiadať o finančnú podporu na pokrytie vášho školného bootcampu.
3. Zaregistrujte sa do bootcampu
Vyberte si program, ktorý je v súlade s vašimi kariérnymi cieľmi a začnite svoju cestu k úspešnej technickej kariére.